I believe in clear, fair, and upfront pricing—so you always know where you stand. My advice is tailored to your needs, and I charge based on the time and expertise required to support you. For general financial guidance, my hourly rate is £85. This allows us to work flexibly together, whether you’re seeking help with retirement planning, pension queries, or broader financial decisions. We can discuss a one-off fixed fee for an annual review.
For more specific services, I offer fixed fees to give you peace of mind. Pension transfer advice is charged at £695, reflecting the care, diligence, and regulatory compliance involved in assessing suitability. If you’re looking for mortgage support, including product research and application assistance, my fee is £449. These fees ensure you receive thoughtful, whole-of-market advice that puts your best interests first—always in line with FCA standards and Consumer Duty.
For further information on clear pricing for your own particular situation, please contact me at 01983 812422 /07990634427 ian@thinking-finance.co.uk